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Message:: [QUOTE="KSorbo, post: 2250896, member: 56370"]I'm all over the map with my collection, definitely not very focused.  I collect both coins and currency, mostly U.S. but have started venturing more into the dark side as of late.  However, I do stick to a few ground rules: 1. PCGS/NGC certified coins only (PCGS/PMG for currency).  Since almost all of my purchasing is done online, this is the safest way to go.  Plus they are much more liquid when it comes time to sell. 2. No "details" or "genuine" holders.  My only exception is an El Cazador 8 reales, and even that one looks halfway decent, without half the metal eaten away like some of them. 3. When I pull a slabbed coin out of the package and it has dings, scratches, spots etc. that weren't visible in the photos and that make it a borderline problem coin, it usually gets sent back. 4. Most purchases are $50 and up.  I get a lot more satisfaction from one $100 coin than 100 $1 coins, and having fewer coins makes it easier to sell them individually down the road for a fair price. 5. No slabbed NCLT moderns. They are high grade to begin with so why do I need somebody to tell me that? 6. Most importantly, whenever I venture into a new area, I try to read up as much as I can about the item itself as well as the historical background. So even if I lack direction, I'm still pretty picky about what I collect.  I'll let you decide whether I'm a collector or an accumulator...[/QUOTE]