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<p>[QUOTE=&quot;crystalk64, post: 71071, member: 1873&quot;]I don&#039;t think any of us collect hoping our coins will go down in value? When I started out, years and years ago, I didn&#039;t give condition or grade much thought as I really didn&#039;t care but after a little coin education I became wiser very quickly. While I am most definitely a collector at heart I find I am an investor in the brain. I try to mix the both but most definitely want a return on my coins if needed or to have something of value to pass on to my little guy some day. I quit collecting junk years and years ago as it was a huge waste of time and effort. I would rather have one uncirculated coin of any type than 10 worn out that no one would ever want. Now when it comes to key dates my philosophy changes and I buy what I can get or what I can afford as those keys should always be a safe bet. Like it or not most coin collectors are investors even if they don&#039;t want to admit it. If I can buy a new nickel or get a roll at the bank (seldom happens) I know, in the back of my mind, in a few years they will be worth what I paid, thats guaranteed, but for the most part will be worth more IF I just hold on to them and keep them stored in a nice clean environment! Hasn&#039;t failed me yet![/QUOTE]</p><p><br /></p>

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