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<p>[QUOTE=&quot;Tom B, post: 1827574, member: 11854&quot;]Having a coin encapsulated (certified) by NGC or PCGS imparts <i>some </i> physical protection to the coin.&nbsp; However, the greater reasons for certification include increased liquidity, potentially increased value upon resale and a greater likelihood that your heirs will be protected against being fleeced.&nbsp; I have left written instructions with what to do with my collection and my business and my wife understands the concepts and ideas.&nbsp; Even with that, I cannot control a sudden death on my part (I am in my 40s) and I would rather have this collection (investment at a certain point) be a positive for my family instead of a liability.[/QUOTE]</p><p><br /></p>

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