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<p>[QUOTE=&quot;johnmilton, post: 3592995, member: 101855&quot;]The Red Book numbers are a reflection of lower grade modern coins, not Gems. Back in 1999, a dealer had a group of Delaware quarters that were in PCGS MS-65 holders. He was charging $35 and $40 for them. I looked at them, and the term “pocket change” instantly came into my mind. The luster was average, and they all had little marks on them. There was nothing outstanding about them at all. </p><p><br /></p><p>A month or so later, one of his customers was yelling at him ferociously about he had ripped him off with the “Gem quality” quarters. I was not surprised. If it’s certified, it needs to be called MS-67 or better to amount to much.[/QUOTE]</p><p><br /></p>

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