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<p>[QUOTE=&quot;Phil Ham, post: 1914839, member: 5787&quot;]If you&#039;re a collector, you&#039;re not in this for money.&nbsp; I&#039;ve been doing it for many years as a hobby and only averaged about 3% ROI based on a reasonable resale value (ebay completed sales with a subtraction for marketing fees).&nbsp; If you&#039;re a dealer, you can make money if you work hard, buy low, sell higher, keep emotions out of it, keep good accounting, and time correctly.&nbsp; I don&#039;t think that you can make money selling coins and bullion unless you work a lot of hours, study hard, and make the right contacts.&nbsp; Of course, I&#039;m not doing it for a business and never sell my precious babies.&nbsp; Thus, my opinion has little merit.[/QUOTE]</p><p><br /></p>

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