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<p>[QUOTE=&quot;imrich, post: 2852735, member: 22331&quot;]Paddy, I, and it&#039;s believed that the majority here respect your well earned right to have that opinion, as does Lehigh. He may just be a little course in his expressive capability. </p><p><br /></p><p>After many years of collecting premium specimens of numerous types of coins as a &quot;hobby&quot;, and interacting with &quot;dealers&quot;, from whom I purchased much of my collection, I was concerned about the future of my &quot;certified&quot; collection. I knew that in all likelihood my beneficiaries would contact individuals advertising &quot;free estate evaluations&quot;, often who are relatively clueless. They just carry an &quot;off-white&quot; document that states my certified mint state rare collection is worth-less, having a value of ~melt.</p><p><br /></p><p>I found that the unlike the &quot;top tier&quot; TPG ratings, only a SMALL portion of a normal certified collection will meet the CAC standard of generally being extra-ordinary.</p><p><br /></p><p>I suspect that you may know quality in your choices, but your beneficiaries may not.</p><p><br /></p><p>It may be prudent to at least inspect CAC specimens in the future, as I, who has found their system generally to indicate relative excellence.</p><p><br /></p><p>Warn your loved ones to beware of the individuals who need an &quot;off-white&quot; document to determine value. A document that may state that even CAC certified coins below an elevated MS grade are worth-less, having ~melt value.</p><p><br /></p><p>Thanks for your contributions!</p><p><br /></p><p>JMHO[/QUOTE]</p><p><br /></p>

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