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<p>[QUOTE=&quot;brg5658, post: 2139850, member: 29751&quot;]It&#039;s not new -- been around at least a couple years.&nbsp; It&#039;s basically a &quot;free&quot; 14 day loan from PayPal (they pay for the merchandise for you), and then they don&#039;t withdraw from your account until after the item arrives.</p><p><br /></p><p>I have only (inadvertently) used it once -- because it somehow was set as the default and I wasn&#039;t paying attention.&nbsp; I NEVER use it on purpose because I like things to be paid for and come out of my accounts at the time that I order them.&nbsp; I don&#039;t want to have to remember &quot;oh yeah, that $400 is going to come out of that account in 14 days&quot;...</p><p><br /></p><p>I have never really understood what the point of the program was.&nbsp; For me, it has no utility.[/QUOTE]</p><p><br /></p>

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