When one lives in Canada, you really get dinged on exchange rates We pay for.... $1.35=1US$ $i.65= 1EURO $1.70=1 UK Pd. $1.42= 1 SFRC
Being in the UK, and as a collector of world coins, I buy almost everything from overseas, and the exchange rate for the British Pound always has to be taken into account. For the last few years this has been terrible and I considered going back and concentrating on completing my British sets - as it turns out most quality British coins come up for auction outside of the UK so that didn't help either! I usually use 'transferwise.com' and pay by bank transfer as this seems to be the cheapest way of doing things - took just a couple of hours for Numisor to get the payment this time. A pet hate is that a few auction houses still charge a fee for accepting a bank transfer which is unbelievable with modern banking practices and they should change their bank!