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<p>[QUOTE=&quot;BigsWick, post: 64825, member: 3534&quot;]You should be aware that eBay and PayPal are owned by the same company.</p><p><br /></p><p>Yes, you can arrange to have PayPal charge your checking/banking account directly. PayPal actually prefers that over a credit card because there is no processing fee involved- as Midas pointed out. In fact, PayPal pushes you in that direction. Every time you try to pay for a purchase with PayPal you are first given the bank account option, then you must go to another options screen to select a credit card. Also, PayPal will not &quot;verify&quot; your account with them until you provide a bank account number to go with a credit card. Until your account is &quot;verified&quot; there will be a restriction/limit on how much you can run through your PayPal account. Moreover, some sellers will not ship to a buyer using PayPal unless their account is verified.</p><p><br /></p><p>Using a credit card through PayPal has its advantages. Most credit cards offer protection against fraud, insurance, various forms of purchase protection, mileage points, etc. Also, if you pay instantly with a credit card through PayPal, you&#039;ll get your purchase a lot faster than if you send a personal check or a money order. Finally, you&#039;ve virtually eliminated all of the possible danger associated with sending a personal check or a money order to a seller you don&#039;t actually know.[/QUOTE]</p><p><br /></p>

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