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<p>[QUOTE=&quot;rickmp, post: 1361626, member: 28047&quot;]Hi Cannyn,</p><p>You almost must have a checking account nowadays.</p><p>Banks have very many fees and high minimum balance requirements to avoid fees.</p><p>Use a credit union.</p><p>To join a credit union, you have to have a share savings account and maintain a balance of $5 to $10.</p><p>With that you can open a checking account, usually with no required minimum balance and no maintenance fees.</p><p>You can get a debit card to draw on your checking, also with no fees (except out of network ATM fees).</p><p>CU&#039;s are Federally insured just like banks.</p><p>As a member of a CU, you are an owner of the CU.</p><p>Good Luck,</p><p>Rick[/QUOTE]</p><p><br /></p>

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