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<p>[QUOTE=&quot;jaceravone, post: 1643994, member: 9474&quot;]My experience with Hugh Woods is exactly what you are probably already thinking.&nbsp; If the value of your coins change then just call them and up the value of the policy.&nbsp; You pay the difference.&nbsp; The same goes for the other way as well. </p><p><br /></p><p>For example, I took out a policy for $XX$ - this was the Platinum policy which basically covers your coins if they are in transit or at a different location other than your home.&nbsp; The premium was somewhere in the $200 range.&nbsp; Then I realized that I wasn&#039;t going to be transporting my coins as much as I thought and so I called them and dropped my price to $175 and refunded me a prorated amount.&nbsp; Very simple to deal with.&nbsp; I have been with them for 5 years and just renewed last week.[/QUOTE]</p><p><br /></p>

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