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<p>[QUOTE=&quot;Maxfli, post: 2004220, member: 69089&quot;]Depends on how you define real money. Technically speaking, clad coins are fiat money, just like paper notes, intrinsically of very little worth.&nbsp; Their value is derived from the backing of government.</p><p><br /></p><p>I happen to share, at least in a broad sense, the OP&#039;s view.&nbsp; For years I worked on a 19th &amp; 20th century U.S. type set.&nbsp; Got close to completing it.&nbsp; Then one day, I&#039;m looking at the clad dimes, quarters and halves, the clad Ikes and SBAs, and asked myself, &quot;why do I have these?&quot; They&#039;re not real money, they&#039;re not particularly attractive, and they have relatively little value.</p><p><br /></p><p>That&#039;s when I had the rather obvious revelation that I owned those coins <u>solely</u> for the purpose of completing a set . . . and that my focus had become more about sets than about coins themselves. So I dumped the clads and started to reprogram my thinking.</p><p><br /></p><p>Now I just collect coins I like, which, the for the most part, are PM coins and old coppers.</p><p><br /></p><p>Your mileage may vary, of course.[/QUOTE]</p><p><br /></p>

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