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<p>[QUOTE=&quot;BigsWick, post: 74319, member: 3534&quot;]I once won a raw common Morgan in an eBay auction where the description read something like &quot;MS-64+++++.&quot; The pictures were OK, but not good enough to make an accurate appraisal of the coin&#039;s true grade. I bid at about an MS-62 price. The coin turned out to be EF at best. I e-mailed the sellers and explained that I thought they had over estimated the grade of the coin. Their answer was to refund half of my money in the form of a credit. I wasn&#039;t overjoyed with their solution but took it rather than get nothing. I applied the credit to another Morgan (this one was a semi-key date) that they were selling a couple of weeks later. Again, they overgraded the coin, but I sent it off to NGC and it came back with a grade closer to what I had hoped it would earn. In all I broke about even. That is probably my worst experience with an on-line purchase. I&#039;ve been fortunate.[/QUOTE]</p><p><br /></p>

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