Another Guess The Grade

Guess the grade please

 

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MS 64+

 

64

 

I wanna say MS65, but I’m concerned about that big white spot at the back of the neck at the hairline. If that spot is on the holder, I say MS65, if it is on the coin I think it drops it all the way to MS64.

 

64

 

64

 

MS 65 (Maybe it's the lighting or my eyes but it looks like it was polished).

 

The spot is a glare from the holder.

 

Had a hard time getting picture without glare from my phone.

 

Then I’m at MS65

 

Thanks for the feedback folks. Your guesses are right around my thoughts also. I bought the coin off of eBay and was totally surprised by the condition for a MS62. At what point do you have a legitimate gripe with @NGC about a grade? I believe this coin should grade at minimum MS64. I feel this is not one of those hope for a grade bump coins rather a total screw up and a customer service issue. Or am I just wasting time?

 

Typically, when you see this grade on a clean untoned coin, it represents a net grade for impaired luster due to overdipping.

 

I think I kinda understand what you’re saying. Still learning, thanks for the feedback