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Message:: [QUOTE="GDJMSP, post: 2186290, member: 112"]It's not an educated guess at all, but rather just a policy decision made by the TPGs. In other words, they dictate to their graders that if a coin only has light wear on the high points, then it is automatically designated to be what they refer to as roll, album, coin, etc. etc., friction, and not actual wear. The PCGS grading book states this flat out, in writing. But wear is wear, there are no distinctions between different types of wear, none at all. All wear, regardless of cause or how it happened, begins as breaks in the the luster. And it doesn't matter if that wear occurred while the coin was in paper roll, or while the coin was in a cash register drawer or somebody's pocket. It's all still the same, and it shows up as breaks in the luster. The proof of the idiocy of this TPG policy is blatant, but it is ignored. All you need to do is think for a minute people. Paper coin rolls were hardly ever used, by anybody until the 1930's. And they were not even invented until the late 1890's. So of all the coins minted prior to the 1930's, how many of them could have even remained in true MS condition until the 1930's ? And of those few how many could have ever seen the inside of a paper roll after the 1930's to get this so called "roll friction" on them ? The TPGs dictate this ridiculous policy for one reason, it's so they can grade AU coins as MS and make their customers happy.[/QUOTE]