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Message:: [QUOTE="GDJMSP, post: 668934, member: 112"]Ahhhh, but this has not always been the case Paul. Remember, you've only been around for a year and that is all you have to base your comments on. As those that have known me for several years can attest, up until a year or two ago, when I estimated the grade of just about any coin, whether raw or slabbed, I was rarely wrong. But in the past 2 years the TPG's have changed their standards to more closely reflect the value of a coin than the true grade of the coin. In other words, they have been over-grading just about everything. Even if you base it on their own standards. Yes, I personally follow ANA standards. And they are most definitely more conservative than any TPG's standards. But I also knew how each and every TPG there was graded coins. And if you had a raw coin and told me who were going to submit it to then I could tell you what that slab was likely to say when you got it back. Call it being stuck in a rut if you wish, but in the year or two since the TPGs changed I have not been able to adjust to their new standards - yet. And of course those standards are not written down anywhere either. That's why I routinely feel their coins are over-graded. Because based on their old standards - they are over-graded.[/QUOTE]