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<p>[QUOTE=&quot;kaparthy, post: 1833198, member: 57463&quot;]I neither buy nor sell; and I do not collect.&nbsp; I am a researcher, writer, and reporter.&nbsp; So, my appraisals are at once accurate and not self-interested.&nbsp; <b>An appraisal is not the same thing as an offer to buy. </b> For instance, your home has an appraised value for fire insurance, which is based on the assumption that no fire department will ever lose the foundation.&nbsp; That is not the &quot;state equalized value&quot; or what an agent will get or what you would get if you sold it yourself - if you sold it immediately or if you waited three years to get your price.&nbsp; </p><p><br /></p><p>You call them &quot;appraisals&quot; but they are really &quot;evaluations&quot; - your evaluation for your purchase here and now.[/QUOTE]</p><p><br /></p>

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