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<p>[QUOTE=&quot;Sallent, post: 3932651, member: 76194&quot;]Not necessarily. Some collectors don&#039;t care as much about XF or AU as you think, and they are happy with a VF or a F as long as the style is nice and the legends are readable. I know quite a few here who fit into that category, and it&#039;s not because they are in a super tight budget or anything. They just like coins a lot, and don&#039;t necessarily want to spend a fortune.</p><p><br /></p><p><br /></p><p><br /></p><p>True, but if you don&#039;t plan on selling and this is not an investment for you, but rather a hobby, who cares whether your coin is still $40 in 20 years or went up to $80? Most people don&#039;t really do a hobby to make money, but rather to have fun. Once you start making money you are no longer a collector but rather a dealer selling for profit (which sucks some of the charm out of the hobby as its no longer a thing you do just for fun.)[/QUOTE]</p><p><br /></p>

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