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<p>[QUOTE=&quot;icerain, post: 1324449, member: 34514&quot;]So I keep hearing dealers talking about the melt value of a coin. And other people recommending to buy under the price of the current PM value. I was just wondering do people (not dealers) really find coins and bullion for these prices? </p><p>I&#039;m going to take the Morgan Silver dollar as an example, every store I have been too and the current auction prices has a regular non key date coin for at least $30. At least this is what I have seen, but according to melt value a Morgan dollar is only worth $23.95. Am I to understand that if I was to buy a Morgan dollar coin for $30 I&#039;m overpaying? It sounds a little off to me and if I can really find Morgan dollars for $24 or under I would be buying ten of them everyday. </p><p>I mean I do know that coins have numismatic value but according to some dealers and bullion buyers, a coin is only worth melt value. And to pay anything above melt value is a bad deal, so which one is it? Is a non key date coin only worth the current melt value of the PM?[/QUOTE]</p><p><br /></p>

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