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<p>[QUOTE=&quot;Conder101, post: 297691, member: 66&quot;]I don&#039;t think it is so much they don&#039;t want you to have any control over your IRA as it is they really don&#039;t want you putting physical gold into it.&nbsp; They want you to have you IRA money invested in &quot;Productive&quot; assets that generate growth in the economy such as stocks.&nbsp; If you want to put you money into these more traditional &quot;growth&quot; items, stocks, bonds, CD&#039;s etc then you have a LOT more control over the account and the assets in it.&nbsp; What surprises me is that they don&#039;t have a special IRA with even more tax benefits that only allowed you to invest the money in governement securities.&nbsp; (Regular IRA is pre tax dollars and you pay taxes on the growth when you withdraw, Roth is post tax dollars and you don&#039;t pay taxes on the growth. the special one with maybe a tax break and no taxes later but all the money has to be invested in government securities.&nbsp; In effect you have to give all of your investment money to the government and they promise to pay it back later with interest.&nbsp; After all the government always want to get their hands on your money and they never have any problems making promises that they have no idea how they will keep in the future.) </p><p><br /></p><p>Something else that always worried me about the IRA&#039;s, is that once they have your money locked into them the government can then change the rules, which they did a few years after the IRA&#039;s were first created.&nbsp; For example right now the Roth is post tax dollars and you pay no taxes on the money when you withdraw it upon retirement.&nbsp; What happens after you have been socking it away for ten years and have built a nice nest egg, and they then change the law so you DO have to pay taxes on the disbursement?[/QUOTE]</p><p><br /></p>

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