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<p>[QUOTE=&quot;clembo, post: 548945, member: 8033&quot;]Lettow,</p><p><br /></p><p>I agree wholeheartedly that paper is indeed a totally different animal and there are really NO set grading standards. As many have mentioned here the centering is way off and to me that makes it way less than a 70.</p><p><br /></p><p>Yesterday the boss bought a nice large size $5 note. Both he and my coworker said XF. I countered with VF. Now I&#039;m certainly not a grader but I do more of it than they do.</p><p>So my coworker is curious as to my reasoning. Pulls out a few books and starts reading the grading sections. According to the books they&#039;re XF so why do I say VF.</p><p>2 folds in the note. Two PROMINENT PAPER BREAKING folds.</p><p>From some book that &quot;paper breaking&quot; fold stuck in my mind and I use it as a grading tool. Nice clean note and crisp as well. Might merit a VF30.</p><p>So it&#039;s going on our website and my coworker asks if I could live with VF-XF. Sure - I feel that&#039;s fair to a potential buyer of a raw note.</p><p><br /></p><p>As for TPGs most of ours goes to PNG. I usually get called upon as to what something may slab or should we slab it. A few months ago it&#039;s a nice batch of red seal 2s. Improperly stored and I could FEEL the bend in all of them.</p><p>Picked out the nicest and told the boss it might go AU58. Comes back a 64!</p><p><br /></p><p>I&#039;m personally uncomfortable calling notes Gems but maybe I should change that. I tend to under grade although occasionally it&#039;s the other way around.</p><p><br /></p><p>Bottom line is it is a matter of opinion and without better guidelines it will continue to be. I just hat to see blatant overgrading be it coins or paper.[/QUOTE]</p><p><br /></p>

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