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<p>[QUOTE=&quot;dougsmit, post: 3207030, member: 19463&quot;]As one who has never used NGC&#039;s services I may not be entitled to an opinion but I have one anyway.&nbsp; When some one sends in a genuine coin or a fake coin, they receive something for the money paid for the service.&nbsp; If NGC keeps the fee charged for a No Decision coin, they owe the submitter something beyond those two words.&nbsp; I could see that being a paragraph detailing why the coin could not be called (perhaps stating the surfaces had been altered to the point that it was impossible to tell what was there or that the two graders could not come to an agreement on the item after extensive discussion between themselves based on a specific argument which would need to be spelled out).&nbsp; If a coin is returned with nothing more than &#039;No Decision&#039; it should be accompanied by a refund of the fee.&nbsp; It is certain that there are coins for which &#039;No Decision&#039; is the best possible answer but the fee payer deserves to be let in on the situation as fully as practical.&nbsp; </p><p><br /></p><p>If I were to make an exception to the above opinion it would be when the graders recognize the coin as having been ruled upon previously and the new submission was something like the following:[/QUOTE]</p><p><br /></p>

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