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<p>[QUOTE=&quot;jrc812911, post: 1490494, member: 38376&quot;]I am SO sick of this &quot;banks need to make a profit&quot; argument.&nbsp; Excuse me, but if I overdraft my checking account by a penny they charge a $35 fee.&nbsp; That is in the neighborhood of 1 billion % interest.&nbsp; Open up a &quot;savings account&quot; and they will pay you .01% interest on your money right now, meanwhile they loan that money out at 5-6% for a car loan, similar for a home loan, and sometimes as high as 25% for a personal loan.&nbsp; So everyone can spare me with the fees they are talking about for DEPOSITING money into their bank with their coin machine.&nbsp; They should be begging you to deposit in their bank.&nbsp; </p><p><br /></p><p>I have a simple policy.&nbsp; If they give me even the slightest issue with my deposits or orders, I politely say &quot;I can solve both of our problems right now.&nbsp; I would like to close my account now please&quot;.&nbsp; </p><p><br /></p><p>Banks aren&#039;t doing you a &quot;favor&quot; by ordering you boxes of coins anymore than Hungry Howies is doing you a favor by putting extra cheese on your pizza.&nbsp; They are earning your business.&nbsp; If they don&#039;t want it then walk out and never go back.&nbsp; I have 2 banks that get excited when I come in to pick up my boxes of coins.&nbsp; They couldn&#039;t be nicer.&nbsp; </p><p><br /></p><p>If your bank is trying to cut costs of $50 or $100 per week in box ordering fees, as they charge thousands of people per day obscene overdraft fees, then they are being ridiculous.</p><p><br /></p><p>That all being said, being kind, and thankful, and cheerful with them every time you deal with the tellers or managers is a key.&nbsp; If you act like they owe you something or are a pain then everything I said goes out the window.&nbsp; It isn&#039;t a money issue with the bank, its a &#039;your a pain in their butt&#039; issue and they are looking for a way out.[/QUOTE]</p><p><br /></p>

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