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<p>[QUOTE=&quot;GDJMSP, post: 1385006, member: 112&quot;]It&#039;s not dirt, it is toning. And no, it would not rub off. That grey toning is far and away the most common toning found on all silver, copper nickel, and clad coins.</p><p><br /></p><p>But just because a coin has grey toning and little or no luster showing, that does not mean it is circulated or not MS.[/QUOTE]</p><p><br /></p>

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