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<p>[QUOTE=&quot;Conder101, post: 798270, member: 66&quot;]You&#039;re right that is no excuse.&nbsp; What if your wife pre-deceases you or if you are both killed in an accident?&nbsp; You&#039;ve just died intestate and the State will now decide who gets your estate and how it will be divided.&nbsp; Not exactly who I would want deciding who gets what.</p><p><br /></p><p><br /></p><p>I take it you never go anywhere in a car?&nbsp; One of the riskiest things a person does on a regular basis.</p><p><br /></p><p>Since you are now an adult, once again the state will decide who will get your coins, you can&#039;t just assume that your father will get them.&nbsp; The state may order them sold and the money divided equally among you relatives.&nbsp; And although the funeral home workers may know what you would want, it would still be your next of kin who will decide the arrangements based on their own prejudices if you have not made your wishes known.[/QUOTE]</p><p><br /></p>

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