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<p>[QUOTE=&quot;ksparrow, post: 641784, member: 7638&quot;]Thanks to both of you for making some important points. If a collector is going to buy raw coins, he or she needs to be proficient at grading AND recognizing problems, and to understand that photographs are a poor substitute for an in-hand examination. If buying graded coins- particularly MS coins- understanding the fine points of &quot;grades within a grade&quot; (as eloquently laid out by Lehigh in one of his superb threads) is essential if one wishes to purchase high-quality specimens. Unfortunately, as mentioned, this is where &quot;market acceptable&quot; rears its head.&nbsp; CAC may be of some help in this regard, particularly for a type collector who doesn&#039;t have the time to become expert in multiple series. As Red Tiger points out, there is no substitute for examining multiple specimens of coins you are interested in at a show-&nbsp; Dr. Eugene Bruder, for example, was a great help to me in learning to grade Peace Dollars, at a show I attended last year.[/QUOTE]</p><p><br /></p>

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