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<p>[QUOTE=&quot;-jeffB, post: 1107582, member: 27832&quot;]Oh, yes. If you weren&#039;t able to start setting aside $900 a month for retirement by age 22, and maintain that rate for the past 30 years, you&#039;re obviously a foolish spendthrift, a slacker, or both. It <i>couldn&#039;t</i> be that you started out in a job that paid barely more than that, or that you had any significant medical expenses, or that you faced any periods of unemployment.</p><p><br /></p><p>Oh, wait. You wanted that $750K in non-interest-bearing <i>silver</i>. Well, as it happens, you&#039;re in luck at the moment -- assuming (generously) that you were able to lay in most of your silver at $5/oz, having $750K today would only have required you to invest around $350/month, assuming you bought at spot with no overhead. Of course, if silver drops from its present $~30 to $15 in the next year, you&#039;ll have to have saved $700/month instead. And if silver falls back to its traditional performance with respect to inflation, you&#039;ll have to have saved $2000/month or more. (Saving $750K at 0% relative interest amounts to right around $2080/month.)</p><p><br /></p><p>If you&#039;ve saved $750K by age 52, you&#039;ve enjoyed some combination of thrift, wisdom, privilege, and luck. You&#039;re entitled to feel proud if the first two were significant contributors. Don&#039;t dismiss the other two, though, particularly when judging others.[/QUOTE]</p><p><br /></p>

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