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<p>[QUOTE=&quot;robinjojo, post: 7834524, member: 110226&quot;]I think that you have some good general points:&nbsp; high interest rates help savers and penalize lenders and borrowers; low interest rates favor lenders and borrowers by making money &quot;cheaper&quot;, to the detriment of savers.&nbsp; I think German bonds are or were yielding negative rates, for one extreme example.&nbsp; The very low borrowing rates also favor governments at the federal, state, county and municipal levels, enabling them to borrow to fund programs and projects, as well as finance debt.&nbsp; At the county and municipal levels this usually requires voter approval.</p><p><br /></p><p>When we get into the issue of real estate and commodities, the picture becomes complicated, due to issues of supply and demand, supply chain issues and politics, such as the issue of lithium deposits, a key mineral source for the green economy.&nbsp; Add to that other issues, such as the climate crisis, wars and trade disputes, and the picture becomes more muddled but also reflective of the times we are living in.[/QUOTE]</p><p><br /></p>

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