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<p>[QUOTE=&quot;Phil Ham, post: 1256199, member: 5787&quot;]It is a really bad assumption to assume that time will correct issues with annual sets.&nbsp; It is almost always the other way around.&nbsp; People buy the sets and return them to the mint if they find issues.&nbsp; The mint will then determine if the issues seem to great and resell them to the next live one.&nbsp; Thus, my reason for purchasing sets near the offering date.&nbsp; I tend to get good coins/sets most of the time.&nbsp; If the silver looks good in the set, I would stay with it.&nbsp; Heck, you have to pay for shipping to return it anyway.&nbsp; The presidential dollars are barely worth the shipping charge![/QUOTE]</p><p><br /></p>

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