A man gave me this about a week ago because he knew I just recently started collecting coins and it had a boat on it. After taking a closer look it has what looks like cuds on it. Are these cuds and do they make this nickel worth more than 5 cent?
Those are die chips not cuds. Normally they do not make the coin more valuable. Just a sign of a well used die. Learning the difference between a cud and a die chip will help you immensely. Cud: http://www.error-ref.com/cuds/ Die chip: http://www.error-ref.com/die-chips/
Pictures 1,2,4, and 5 are die chips. #3 looks like PMD. Cuds include the rim of the coin. http://cuds-on-coins.com/cuds/
Haha you’re not the first and you certainly won’t be the last. Again, take some time to learn the differences so you can set yourself up for success in the future.