I’m running into the same situation. I just got graded a 1964 d, that came back NGC ms66*. The steps look EXACTLY the same as your third photo. Going to PCGS next. Do I basically just have to keep submitting until I finally get the FS?
You can try that AJC, but you could be wasting your money. There must be 5 complete steps. Maybe post a few photos of your coin in a new thread, or here if you want some help.
I think it misses the FS description. Here’s one of my War Nickels that is graded by PCGS as a MS-65 with the FS designation. You can use it for comparing to yours. I think yours is close and you might get a FS from a TPG but the 2nd and 3rd steps are touching. That alone disqualifies it from FS.