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<p>[QUOTE=&quot;foundinrolls, post: 80658, member: 4350&quot;]Hi,</p><p>This would seem to be an easy question to anawer, but it is really complicated when you think about it.</p><p><br /></p><p>Let&#039;s start with our newer MS grading system. Technically, many coins although found in circulation by definition should be considered circulated, the MS (Mint State) grading system we use complicates the issue.&nbsp; A &quot;Circulated&quot; coin can get an MS-60 through MS-70 (uncirculated grade) or higher.&nbsp; So this commonly used grading system does not say if a coin is circulated or &quot;uncirculated&quot; .&nbsp; It merely grades a &quot;state of preservation&quot;.</p><p>That being said, you can find MS-60 or better coins in circulation all the time.&nbsp; You can decide for yourself if it is truly Uncirculated or not on your own.&nbsp; The generally accepted grading system calls anything MS-60 or above Uncirculated no matter where it was found.&nbsp; </p><p>So it can be from an Uncirculated Mint set or from a roll found at the bank.&nbsp; It all depends on the &quot;state of preservation&quot; of the coin.</p><p><br /></p><p>The next part of the question, &quot;When does a coin that looks uncirculated become worth more than face value?&quot;, is even trickier!&nbsp; This is not trying to be flip about it, but the answer is &quot;when someone is willing to pay more than face for a coin&quot;.&nbsp;&nbsp; I doubt anyone would pay more than face value for a 2000 dated Lincoln Cent graded MS-63 as they are still found in circulation butTake a 2000 dated Lincoln cent, look at the reverse and discover that it is the scarce Type 2, (AM touching variety) and you might get $30.00 for it.</p><p><br /></p><p>Most Memorial cents do not have much worth beyond face except for varieties, In My Opinion until you get into wheat cents, you shouldn&#039;t pay much of a premium for Memorial cents.&nbsp; One noted exception might be paying extra for a 1960 Small-date cent.&nbsp; I don&#039;t find many in circulation.&nbsp; </p><p><br /></p><p>This isn&#039;t to say that twenty years from now, a person might not be willing to pay twenty-five cents for what would be a common date Memorial cent but it is all based upon a supply and demand system. </p><p><br /></p><p>I hope this helps.</p><p>Have Fun,</p><p>Bill[/QUOTE]</p><p><br /></p>

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