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<p>[QUOTE=&quot;Lehigh96, post: 8075103, member: 15309&quot;]You and the others who think this coin are over-graded either don&#039;t understand &quot;market grading&quot; or simply refuse to apply it.&nbsp; Pretty much every person who has opined on this coin thinks it has MS65 surfaces at best, but they also admit that the toning is the reason the coin was, in their words, &quot;bumped up&quot; 2 grades.&nbsp; Therein lies the fundamental mistake that everyone is making.&nbsp; The TPGs don&#039;t grade the coin based solely on its surface preservation and then make adjustments based on the other elements of grading (luster, eye appeal, &amp; strike).&nbsp; They grade the coin holistically and incorporate every element of grading.&nbsp; So when they see a coin with MS65 surfaces, an MS67 strike, and the best luster &amp; eye appeal they have ever seen (MS69-70), they appropriately market grade the coin to MS67.&nbsp; The added &quot;+&quot; designation is an adjustment intended to mean this coin is better than what you would normally see in a typical MS67.</p><p><br /></p><p>So on your side, you have a bunch of amateur collectors grading a coin from a photo, and on the other side, we have the professional graders at PCGS and John Albanese at CAC both who have seen the coin in hand agreeing that he coin is an MS67+.&nbsp; Earlier in this thread, you scoffed at my assertion that people who admit to using PCGS Photograde to help them grade are novices, and made some ridiculous statement about how you have been collecting for nearly 50 years and were a full time dealer when you were young.&nbsp; When I grade this coin, I don&#039;t need to use Photograde, because I have seen dozens of 1958-D Franklin Half Dollars in hand, including premium gem and full bell examples.</p><p><br /></p><p><img src="https://i.imgur.com/d7NpDZO.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><img src="https://i.imgur.com/vaJ30On.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><img src="https://i.imgur.com/ozqMpsN.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><img src="https://i.imgur.com/RZ2oxFg.jpg" class="bbCodeImage wysiwygImage" alt="" unselectable="on" /></p><p><br /></p><p>Above I have shown 4 premium gem examples for the date/mm that I have personally photographed.&nbsp; Not even having seen the subject coin of this thread in hand, I can tell you that none of the 4 coins shown above hold a candle to it, despite everyone of them showing better surfaces.&nbsp; The other elements of grading matter, and when you find a coin with the combination of color &amp; luster that is the finest known, it dwarfs the impact that surface preservation has on the overall grade of the coin.</p><p><br /></p><p>If you notice, all four of these coins are toned, and while you can&#039;t tell from the photos, the luster is muted in the first 3, and the toning on the 4th while stunning in its own right, simply doesn&#039;t compare to the subject of this thread.&nbsp; Tomaska called coin #4 and Everest Coin, so what does that make the coin in question?</p><p><br /></p><p>Seems to me, you can either continue to make ridiculous statements like you did in your last post when you said that people will think the subject coin is AU, or you can take the L.[/QUOTE]</p><p><br /></p>

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