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<p>[QUOTE=&quot;john65999, post: 8074020, member: 111931&quot;]i am a novice, i have only been collecting for 47 years now, used to be a dealer full time in the early eighties, and am getting back into selling, ok, i have taken several ana courses as a young numismatist back in the eighties, but i still use photograde as a choice, as it is rather easy to use, and it is by their standards (pcgs&#039;s site, after all)..so whatever, go ahead and pay ms-69 prices for a coin that is ms-64 (65 at best), the coin is ugly and i repeat myself, in my opinion it looks like all the others on ebay, you can buy a whole roll of at cents for 20.00 if you so wish....and toning does not make any points in a grade as far as i am concerned, and in some cases lowers the price if hideous, or screaming fake, that is all i have to say[/QUOTE]</p><p><br /></p>

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