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<p>[QUOTE=&quot;Lehigh96, post: 8073348, member: 15309&quot;]Your contention that the coin is AT is based solely on the fact that you have never seen a coin like this before, which ironically is the same reason it is graded so high.&nbsp; Nobody has ever seen a Franklin with this level of toning an eye appeal.&nbsp; That said, the evaluation of toning with respect to originality is based on a series of indicators.&nbsp; Nobody can say for certain that a toned coin is either AT or NT, but we use the indicators to make our best guess.&nbsp; Some of the indicators used are appropriate color scheme for the series, toning pattern consistent with standard storage for the series, depth of surface color, elevation chromatics, toning correspondence etc.&nbsp; If you read that last sentence and find that you don&#039;t know what some of those things mean, then I would say that you are not in a position to make an informed opinion about the originality of the toning.</p><p><br /></p><p>I won&#039;t give you my complete analysis of the toning, but I will repeat what I have said previously, that this coin displays quintessential 1958 mint set toning.</p><p><br /></p><p>As for the grade, your contention that the toning bumped the coin up by &quot;3&quot; grades is hyperbolic.&nbsp; This is an MS65 all day long without the toning.&nbsp; Furthermore, this is the second time that you have mentioned photograde.&nbsp; As an experienced collector, my impression when other collectors refer to photograde is that they are novice collectors.&nbsp; In other words, telling us that you are using photograde is not convincing, rather it impugns your credibility.&nbsp; All photograde can do is give you a general idea of the appropriate number of marks for the assigned grade.&nbsp; I haven&#039;t seen anyone in this thread contend that the coin in question has MS67 surfaces.&nbsp; Market grading includes more than just surface preservation and contrary to the opinions of many members of this forum, surface preservation is not a grade limiter.&nbsp; Look at it this way, if surface preservation accounts for 40% of the grade, and the other 3 factors account for 20% each, then I would contend that this coin could be graded:</p><p><br /></p><p>Surface Preservation:&nbsp; MS65</p><p>Luster:&nbsp; MS69</p><p>Eye Appeal:&nbsp; MS69</p><p>Strike:&nbsp; MS67</p><p><br /></p><p>The resultant grade would be MS67, which is what PCGS graded the coin.</p><p><br /></p><p>Your final point about discounting toned coins because they will be black discs in 2 decades is absolutely absurd, and cements the fact that you have no idea what you are talking about with respect to toning.[/QUOTE]</p><p><br /></p>

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