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Message:: [QUOTE="Lehigh96, post: 3882483, member: 15309"]That’s a tough question.  My experience in feedback about #2 is that the spotting on the forehead is distracting to the point that it would keep others from paying top dollar for this coin.  It doesn’t bother me but I would be a fool to think that it won’t affect liquidity.  Additionally, the populations of this coin in MS67 have increased dramatically which has suppressed the pricing of the coin. I have been buying whole album collections of Jeffersons lately and have been astonished at the high level of quality I have seen from the pre-war coins, War Nickels, and 50-D.  That leads me to believe that Jefferson Nickel collections still aren’t being cherrypicked for quality premium gems and that there are still an ample quality of each date available. If you combine those facts with my change in both financial situation and collecting style, I highly doubt that I would pay the exorbitant price that I paid more than a decade ago.  In 2012 I started selling coins and it changed my perspective on how to buy coins.  There isn’t a problem with paying a large premium for a truly monster toned coin, and those monsters still perform very well in the market place today.  That said, second tier toners experience much more volatility and paying up for one of those, like the coin in question, will often end up burying you in the coin.[/QUOTE]