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<p>[QUOTE=&quot;krispy, post: 1941237, member: 19065&quot;]I&#039;m not sure why *you* decided to make this so much about investment. It&#039;s a collector based forum and most collectors know that numismatics offer poor return on investment compared to other options when it comes to, investing&#039;. Buying silver, especially physical and particularly at this volatile of an era, is perhaps even more risky of an investment than holding cash, which in the past several years is where more people have put more serious money than into precious metals.</p><p><br /></p><p>Consider also that gas and food expire too, (loose real value) in 3-5 years if (held) and not consumed. I think you&#039;re simply taking a simple question about some poor condition notes way too far and over looking that he fully intends to have savings in the form of cash, on hand, for whatever his personal needs and projections of needs are regardless of inflation and holding onto securities in the form of cash dollars. That cash on hand may also be part of his target for holding numismatics, cash securities, precious metals and adding these things to a kit of things he&#039;s already got. We don&#039;t know where it stands to make this thread so much about investing.</p><p><br /></p><p>Sure anyone can find 1%, a common rate these days, but you expressed and surprised a few people with your 2% and have now gone and upped it with 2+ on a 5 year CD, tying that money up by giving it to some bank for 3-5 years, no longer at the ready. A guy into this form of &quot;investing&quot; probably isn&#039;t seeking or trusting in a bank, or may already have what he want&#039;s in CDs and just wants to liberate his thinking about the notes in question so he can move on to other things. I don&#039;t think you have any idea what his investment goals are or are not to be suggesting he&#039;s at any loss for what he&#039;s done so far, and as it seems it needs pointing out to you, he simply said the notes were from circulation, perhaps received or picked up at a bank in his attempt to hold $4k in cash, not notes intentially acquired as an investment. Chill out MEC![/QUOTE]</p><p><br /></p>

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