1921 Morgan opinion needed & a question

1921 Morgan given to me by my mother as a teen. Circulated but still has great detail on both obverse and reverse. Wanted to know if it is worth being graded and experts assessment as to what it may receive.
Question on top arrow tip showing what appears to be raised lines and if it is PMD or not. Thanks everyone.

 

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Worth more than it’s weight...in gold

 

why

 

Gift from his mother

 

Want to protect it and gift to my kids so they can appreciate that time period.

 

The coin is not worth grading from a monetary standpoint, but given the sentimental value, you can get a TPG-like holder and encapsulate it yourself to protect it, adding a label that tells its significance.

 

If it were mine I wouldn't get it graded. I'd buy a holder like the TPG's do to keep it safe and hope my children would appreciate the treasure they have.