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<p>[QUOTE=&quot;jtlee321, post: 2742711, member: 73983&quot;]Not exactly.&nbsp; It&#039;s the amount of wear versus the amount of luster still present.&nbsp; Larger coins such as Morgan Dollars can have luster still present down into the XF grades.&nbsp; This is because the surface area is so much larger.&nbsp; The higher points of the coin can wear down faster than the protected areas.&nbsp; The difference in relief between the high points and the low points protects it.</p><p><br /></p><p>With smaller coins you have less surface area with few high points to protect the luster.&nbsp; The high points on a small coin are significantly lower in relief compared to the surrounding fields which is why they lose the luster quicker.[/QUOTE]</p><p><br /></p>

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