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Message:: [QUOTE="imrich, post: 1624843, member: 22331"]"Total Owners Value" Rob. I'm sorry to hear of what I understand to be the requirement to have the coin verified as a fake by a TPG, as I've futilely tried to obtain same in the past. Although the response by a TPG is merely an opinion, the grading organizations seemingly avoid any negative statements other than those which can be shown comparatively. They realize that an affirmative negative statement may require becoming party to a legal action, thus liability regardless of contradictory agreements. I personally wouldn't submit to a firm that wouldn't affirm a "copy" or "counterfeit" condition through a phone call. Generally, all but 9 states are "One-party notification states" allowing recording of a representative telephone conversation where a TPG representative states they will not necessarily affirm a "counterfeit" coin. I believe an objective judiciary would accept an inability to obtain credible verification of counterfeiting, (or authenticity) as a sufficient basis for a "copy" adjudication. I believe you'll generally find that "Total Owners Value" is that which has been paid for, or invested in, the commodity. An amount which could be declared as financial "damages". JMHO :thumb:[/QUOTE]