1885 five dollar 14k solid gold coin in mint condition with 10k chain.

Looks like the date 7/20/21 , which I assume is the date of presentation to someone. Jim

sorry corrected the date appearance.

 

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So?
Just explaining the facts.
They mix copper in with gold to make it harder. It's not solid gold.
10K gold is a little less than 42% gold.

 

Ah. That looks like a "gold filled" or "heavy gold enameled" hallmark:

https://www.goldnscrap.com/index.ph...d-filled-and-how-to-calculate-its-scrap-value

If so, that means that the chain is only 1/40 gold by weight, so only a bit less than $10 worth of gold. Assuming the bezel is actual 14K gold, it might have as much as $100 worth (although likely less), bringing the total gold value here to something less than $500.

I'm not sure why the pawnshop was offering $600; even if they thought the chain was solid 10K, that seems like a generous offer.