Good afternoon, I'm new here, fairly new to collecting. A few yrs now. I received this Morgan awhile back. I actually have 2. One which I sent in to NGC for grading and it came back as "XF Details, Cleaned"! And as I get a little more knowledgeable-I can tell why. But this one, I'm not sure and was hoping for some insight. Thank you for your time! Gregg
Yep, looks like it's worn and polished. I don't see any sign of luster in its fields (light reflecting differently as it comes from different directions) -- all I see is shine, like you get with a coin that's been rubbed with a fine abrasive. Do wait for others to chime in, though. Welcome to CoinTalk!