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Message:: [QUOTE="coinman0456, post: 1076157, member: 18177"]Both.  Even with the price of silver and melt value's today, an example in that grade can be had for $55.00 . The current bid/ask prices are $75.00 /$85.00 respectively .  Dealers rarely buy or pay those prices. A reasonable buy price is $55.00 , which this auction has already hit and will probably go higher . One needs to have patience when shopping, as impulse buying or buying at the high end for items that regularly come to auction .  Don't get caught up in " I gotta have it now " . If the op's bid at the $45.00 bid stood a bit, I would have told him to increase the max bid to $55.00, but as you see there are other strong bidders in the auction and that, will almost always result in the item being over bid by those that seem to feel they have to  " gotta have  it now " if if they over pay . Here is one at auction also :<a href="http://cgi.ebay.com/1878-CC-CARSON-CITY-MORGAN-SILVER-DOLLAR-NICE-EXAMPLE-/110631892683?pt=Coins_US_Individual&hash=item19c22cb6cb#ht_830wt_793" target="_blank" class="externalLink ProxyLink" data-proxy-href="http://cgi.ebay.com/1878-CC-CARSON-CITY-MORGAN-SILVER-DOLLAR-NICE-EXAMPLE-/110631892683?pt=Coins_US_Individual&hash=item19c22cb6cb#ht_830wt_793" rel="nofollow">http://cgi.ebay.com/1878-CC-CARSON-CITY-MORGAN-SILVER-DOLLAR-NICE-EXAMPLE-/110631892683?pt=Coins_US_Individual&hash=item19c22cb6cb#ht_830wt_793</a>[/QUOTE]