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<p>[QUOTE=&quot;Collecting Nut, post: 7970890, member: 74863&quot;]The hair is the main issue. With a VF-20 the hair cords are slightly worn and the hair lines are only partially worn and well defined.</p><p>A F-12 will have all hair lines visible and the hair cords are uniformly visible. </p><p>Your coin is nice looking, but the hair is only showing a few lines and a small amount of the cords. Then there’s that black spot on the obverse. You also have black spots on the reverse, smaller but more of them.</p><p>Yes I’d add that to my collection but it’s just not a VF-20.[/QUOTE]</p><p><br /></p>

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