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<p>[QUOTE=&quot;Publius2, post: 8054064, member: 105571&quot;]Every major auction house (Heritage, Legend, Stacks, Great Collections, etc.) has a set of terms and conditions for buying and selling that is available on their website.&nbsp; Be prepared for a lot of legalese.</p><p><br /></p><p>As a buyer, you will pay a &quot;Buyers Premium&quot; that you pay on top of the auction sale price (the &quot;hammer&quot;).&nbsp; The BP varies from house to house but also varies according to other terms.&nbsp; For example, Heritage has a standard BP of 20% of the hammer price but if the actual dollar value of the 20% is less than $29, you will pay the minimum of $29.&nbsp; Shipping, handling and insurance costs can vary dramatically from house to house.&nbsp; In some cases, you have some control over how it is shipped and thus what the costs are but in some cases you don&#039;t have a choice.</p><p><br /></p><p>Heritage and Great Collections charge a 2.5% surcharge if you pay with a credit card which includes PayPal.&nbsp; Others may do the same.&nbsp; You need to read the terms and conditions.&nbsp; Other payment options are possible but some of them have to be arranged beforehand such as Echeck.</p><p><br /></p><p>If you are selling, you typically have to pay the auction house a sellers premium.&nbsp; In some cases and with some houses the sellers fee is waived if the coin exceeds a certain value.</p><p><br /></p><p>I won&#039;t go into eBay since there are thousands of vendors and they each have their own deal but in general you don&#039;t pay a buyers premium.&nbsp; Read their fine print before you bid or buy.[/QUOTE]</p><p><br /></p>

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