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<p>[QUOTE=&quot;borgovan, post: 500602, member: 13016&quot;]For Barber coins, to be in F-12, &quot;LIBERTY&quot; usually must be complete. </p><p>&nbsp;</p><p>For VF-20, LIBERTY must be complete, and strong, as it is in this case.</p><p>&nbsp;</p><p>In addition the other detail on the obverse and reverse of this coin are stronger than is typically seen -- definitely strong enough to push it into VF territory. </p><p>&nbsp;</p><p>You might want to pick up a copy of either the ANA Grading Standards book, or the PCGS Guide to Grading and Counterfeit detecting. Both of these references have useful pictures that will help you learn the differences.</p><p>&nbsp;</p><p>That being said, there is nothing wrong with being conservative. However, if you are too conservative, you will never want to pay appropriate prices for coins, and you will be cheated when you try to sell.[/QUOTE]</p><p><br /></p>

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