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<p>[QUOTE=&quot;Detecto92, post: 1608849, member: 75105&quot;]Guides are not made up prices, but tend to be written on the averages of the hammer price coins bring.</p><p><br /></p><p>That being said, I might pay a little more than price guide if the coin is really nice. While toning may be a plus, and one might spend a little more for toning, there is no reason to spend almost 3 times as much. I&#039;ve seen $50 morgan dollars bring $500+ just because they had &quot;monster toning&quot;. </p><p><br /></p><p>If I had an extra $500, I&#039;m going to use that to expand my collection, not to overspend a huge amount on a coin, just because it&#039;s toned.</p><p><br /></p><p>That said. I bought a seated PCGS XF45 half dollar that has wonderful toning, for $5 UNDER guide price.[/QUOTE]</p><p><br /></p>

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