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<p>[QUOTE=&quot;NorthKorea, post: 1849238, member: 29643&quot;]I find it funny/ironic that part of this thread revolves around salivary transmission of HIV.</p><p><br /></p><p>Salivary proteins have been known AIDS inhibitors since the mid-90s, and there are currently grants issued to research the antiviral effects of protein in saliva, as they relate to the prevention of HIV transmission.</p><p><br /></p><p>Essentially, one of the key reasons given for getting rid of cash is an ignorant understanding of HIV/AIDS that was debunked prior to the OP being born.</p><p><br /></p><p>Beyond that, I found the following curiosities in Thailand/Philippines:</p><p><br /></p><p>Thailand: 7-Eleven won&#039;t accept debit/credit cards. They *will* accept something called an orange card that&#039;s somehow related to a phone company. Due to my not having cash handy, I had to pay $11 to the Thai bank and $3 to my own bank to withdraw $70, give or take. It was stupid, but I really needed minutes for my prepaid phone, and I needed cash for a cab anyway.</p><p><br /></p><p>Philippines: McDonalds won&#039;t accept debit/credit cards at certain locations. Typically, these are in food court type of situations. Also, they have interesting merchant agreements. Certain vendors will allow unlimited purchasing (similar to charge cards in the 80s) if you use a card issued by the bank that clears their charges. (This is according to someone I know who lives there, as I had no way to verify the validity of the statement.)</p><p><br /></p><p>Now, I saw in the thread that OP complained that WF charged over-draft fees and returned check fees for purchases that were overdrawn on their account? Yikes! A bank that follows its account holder agreement![/QUOTE]</p><p><br /></p>

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