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Message:: [QUOTE="bsowa1029, post: 1822042, member: 34652"]I would say so based on this thread created by "doom" himself: I'm really edited @ Wells Fargo. I had $18.44 in my checking account. I spent it, dropping my account to $0.00 I forgot I had a $18.00 preauthorization for a bill, which then made my account negative $18.00. I also made two purchases with my debit card, for 17 and 25 cents that day at a local store. Well the bank returned the $18.00 back to the merchant, due to "insufficient funds", and charge me a fee of $35.00 as a "return item fee". edited kind of logic is this? Why on earth would a bank charge me a fee for not having enough money, and then give the charge back to the merchant. Why not return the charge, and call it edited even? Then they charge me two "overdraft fees" for the 17 and 25 cents I charged to my debit card. Now my account is negative over 100 dollars thanks to these edited . They won't waive any fees. Please remember language in quotes ( even from off site) that violate our language rules reflect on the person quoting. Thanks[/QUOTE]