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<p>[QUOTE=&quot;chrisild, post: 1063339, member: 39&quot;]We have only about 25 million credit cards in Germany (population about 80 million). But that is primarily because pretty much every German has one or more debit cards. Most of these are directly linked to the holder&#039;s bank account, and they can be used for payments, cash withdrawals, etc. in several countries.</p><p><br /></p><p>And checks, umm, they used to be (somewhat) common until about ten years ago. In DE hardly anybody uses them any more. Direct transfers and direct debit are much more convenient.</p><p><br /></p><p>But sure, for small amounts (up to €20-50, depending on the place/business), I still prefer cash. And I am glad our €1 and €2 denominations are metal and not paper. What people do elsewhere is their business though.</p><p><br /></p><p>Side note: Will be interesting to see how people in Estonia cope with the change. In about a week they switch from the kroon to the euro - and while so far they use hardly any coins, that will sure be different as from 1 January ...</p><p><br /></p><p>Christian[/QUOTE]</p><p><br /></p>

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